Unexpected Costs After Purchasing a Home

Unexpected Costs After Purchasing a Home

You’ve just purchased your home – you planned and saved for years, found the perfect house and now are starting to move in. What could you possibly be missing? Here are 10 unexpected costs that can pop up after signing on the dotted line.

Yard Maintenance

Your new yard will have various needs depending on the time of hear you close on your home. Each season has various requirements. In the Spring, you’ll need to fertilize, aerate and apply pre-emergent herbicides. Summer brings sufficient watering as well as a post-emergent herbicide if you have pesky weeds. In the Fall, you may need to reseed and winterize your sprinklers.


Landscaping will depend on the size and scope of the project. Does your sod need replaced? Will adding trees add some privacy to your backyard? From planting flowers to something more complex like installing a pond and landscape design, it’s best to come up with a plan that will fit within your budget before starting any new project. Determine if your project is something that you can complete on your own. If you want to hire a professional, be prepared to pay for their expertise.

Adding fill dirt around the house

While we are on the topic of landscaping, after purchasing your home make sure it has sufficient foundation grade. If it doesn’t, add fill dirt to protect your foundation. Fill dirt is typically charged per yard and makes water flow away from your house, which will protect your foundation from excess moisture.

Changing vents in HVAC or humidifier

Changing an old filter will not only lengthen the lifetime of your HVAC and humidifier systems but will also ensure each is running efficiently. HVAC and humidifier filters can range in price depending on the type of filter.

Sealing of cement

Sealer protects and extends life of your concrete. Not only will it protect your concrete from the elements and deicing salts, but it will also make it easier for you to clean.

HOA Dues

HOA fees vary from neighborhood to neighborhood and is typically dependent on services and amenities offered by the HOA. Should you purchase a home within an HOA, monthly fees can cost anywhere between $100 up to $700 or more.

Replacing smoke and carbon monoxide detectors

Experts recommend that homeowners should replace smoke detectors every 10 years and carbon monoxide detectors every 5-7 years. Your detectors should have a manufacture date and can vary in price depending on the complexity of the system and if you need to hire an electrification to install it.

Window coverings

Window treatments costs can vary depending on size and quality of the materials, as well as mood you are trying to achieve in your new space. Maybe your new home need new blinds, your old curtains don’t fit the size of the windows, or your new home is missing curtain rods. All these things can add additional cost.

Water Filters in Refrigerator

One item that’s often overlooked is replacing the water filter in your refrigerator. Filters can cost as much as $60 depending on the model of your refrigerator.

Rekeying the Home

Without a doubt, security of your new home is top priority to keeping you and your family safe. So, you’ve signed the paperwork and have keys in hand, but can you be sure you were given all of them? Because of this uncertainty, you’ll either want to change the locks or rekey your home.

Rekeying is typically cheaper than changing the locks. In rekeying, a locksmith is able to use the current lock and replace the pins and springs which will cause old keys to no longer work. Changing the locks will require the locksmith to completely replace the entire mechanism.

Final Thoughts on Unexpected Costs

From something simple and cost effective like replacing a refrigerator water filter to paying a landscaper to design a backyard oasis, it’s always a good idea to budget for a little bit of a cushion for after all the papers are signed.

What are some of your unexpected costs after closing?

Kyle Fagan

About Kyle

Kyle Fagan became a licensed Real Estate Agent in 2015 and is a co-owner of the Blythe Real Estate Team. He has a knack for relationship building and will “go to bat” for his clients so they can reach their goals.

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